Animal Health & Veterinary Clinics
Companion-animal, mixed and large-animal practices, specialty and emergency hospitals, and animal-health businesses.
Understanding the risk
Veterinary practices combine professional liability, animal bailee exposure, employee injury, controlled substances and expensive diagnostic equipment under one roof.
Large-animal and mobile practices add vehicles, farm-call premises and livestock handling to the picture.
Who we work with
- Companion-animal practices
- Mixed and large-animal practices
- Specialty and emergency hospitals
- Mobile veterinary services
Insurance solutions
Coverages frequently involved in these programs. Structure depends on the operation.
- Veterinary professional liability
- Animal bailee
- Property and equipment breakdown
- General liability
- Workers' compensation
- Commercial auto
- Cyber
- Employment practices
Risk management
Beyond placement.
- Handling and restraint
- Bite, kick and lifting injuries drive workers' compensation. Protocols and training are reviewed as underwriting facts.
- Records and client communication
- Consent, documentation and communication practices shape how professional claims develop.
- Equipment and business interruption
- Imaging, lab and surgical equipment valued and protected against breakdown and downtime.
Claims & loss control
Claims Management & Advocacy- Patient-care allegations and licensing board complaints often arrive together and need coordinated handling.
- Employee injuries from animal handling are frequent; early reporting and return-to-work planning matter.
The Duncan Approach
The same discipline, applied to animal health & veterinary clinics.
- 01
Understand
RiskDiagnostic
- 02
Map
Risk Mapping
- 03
Improve
RiskGuard
- 04
Position
Underwriting & Premium Negotiation Strategy
- 05
Transfer
Marketplace Execution
- 06
Manage
Ongoing Risk Management
Where we focus within this practice reflects what tends to matter most to the market and to the operation itself.
- Handling and restraint
- Bite, kick and lifting injuries drive workers' compensation. Protocols and training are reviewed as underwriting facts.
- Records and client communication
- Consent, documentation and communication practices shape how professional claims develop.
- Equipment and business interruption
- Imaging, lab and surgical equipment valued and protected against breakdown and downtime.
The Duncan Difference
Related RiskThoughts
Industry intelligence covering animal health & veterinary clinics is in preparation. RiskThoughts is our research and market-intelligence publication.
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Speak with a risk advisor.
Tell us about your organization, your current insurance program and what prompted you to take another look.