Wineries, Vineyards, Breweries & Distilleries
Wineries, vineyards, craft breweries and distilleries with production, tasting-room and inventory exposure.
Understanding the risk
Producers combine agricultural, manufacturing and hospitality risk: crops, aging inventory, production equipment, tasting rooms and events.
Inventory valuation and liquor liability are frequent sources of gaps.
Who we work with
- Wineries
- Vineyards
- Craft breweries
- Distilleries
Insurance solutions
Coverages frequently involved in these programs. Structure depends on the operation.
- Property and stock
- Crop and vineyard
- Liquor liability
- Products liability
- Equipment breakdown
- Business interruption
- Special events
- Workers' compensation
Risk management
Beyond placement.
- Inventory valuation
- Barrel, bulk and bottled values documented at the right basis.
- Tasting room and events
- Service practices, contracts and guest safety reviewed.
- Production
- Equipment, fire and distillation hazards documented.
Claims & loss control
Claims Management & Advocacy- Inventory losses test valuation language; records matter.
- Guest incidents involve liquor and premises coverage together.
The Duncan Approach
The same discipline, applied to wineries, vineyards, breweries & distilleries.
- 01
Understand
RiskDiagnostic
- 02
Map
Risk Mapping
- 03
Improve
RiskGuard
- 04
Position
Underwriting & Premium Negotiation Strategy
- 05
Transfer
Marketplace Execution
- 06
Manage
Ongoing Risk Management
Where we focus within this practice reflects what tends to matter most to the market and to the operation itself.
- Inventory valuation
- Barrel, bulk and bottled values documented at the right basis.
- Tasting room and events
- Service practices, contracts and guest safety reviewed.
- Production
- Equipment, fire and distillation hazards documented.
The Duncan Difference
Related RiskThoughts
Industry intelligence covering wineries, vineyards, breweries & distilleries is in preparation. RiskThoughts is our research and market-intelligence publication.
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Speak with a risk advisor.
Tell us about your organization, your current insurance program and what prompted you to take another look.