Churches & Religious Organizations
Churches, ministries, faith-based schools and camps, and religious organizations with volunteers and community programs.
Understanding the risk
Religious organizations operate public premises, youth programs, transportation, counseling and events, often supported by volunteers.
Older buildings, valuable contents and limited staff make property protection and governance important.
Who we work with
- Churches and congregations
- Ministries and missions
- Faith-based schools
- Camps and retreat centers
Insurance solutions
Coverages frequently involved in these programs. Structure depends on the operation.
- Property
- General liability
- Sexual misconduct and abuse liability
- Directors and officers
- Pastoral counseling liability
- Commercial and non-owned auto
- Workers' compensation
- Umbrella and excess
Risk management
Beyond placement.
- Child and youth protection
- Screening, supervision and reporting policies reviewed as both a safety and an underwriting matter.
- Security and emergency planning
- Access, safety team and emergency procedures evaluated with the premises in mind.
- Volunteer and transportation practices
- Driver qualification, vehicle use and volunteer roles documented.
Claims & loss control
Claims Management & Advocacy- Slip-and-fall and property losses are frequent; maintenance records help defend and resolve them.
- Sensitive allegations require discreet, prompt coordination with carriers and counsel.
The Duncan Approach
The same discipline, applied to churches & religious organizations.
- 01
Understand
RiskDiagnostic
- 02
Map
Risk Mapping
- 03
Improve
RiskGuard
- 04
Position
Underwriting & Premium Negotiation Strategy
- 05
Transfer
Marketplace Execution
- 06
Manage
Ongoing Risk Management
Where we focus within this practice reflects what tends to matter most to the market and to the operation itself.
- Child and youth protection
- Screening, supervision and reporting policies reviewed as both a safety and an underwriting matter.
- Security and emergency planning
- Access, safety team and emergency procedures evaluated with the premises in mind.
- Volunteer and transportation practices
- Driver qualification, vehicle use and volunteer roles documented.
The Duncan Difference
Related RiskThoughts
Industry intelligence covering churches & religious organizations is in preparation. RiskThoughts is our research and market-intelligence publication.
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Speak with a risk advisor.
Tell us about your organization, your current insurance program and what prompted you to take another look.