Equine & Equibusiness

Boarding, breeding and training operations, show and event venues, and owners of valuable horses.

Understanding the risk

Equine operations combine animals of significant value in care, custody and control with riders, guests and events.

Mortality, care-custody-control and participant liability rarely sit comfortably in a standard farm or commercial policy.

Who we work with

Coverages frequently involved in these programs. Structure depends on the operation.

Risk management

Care, custody and control: Boarding agreements, releases and custody terms reviewed against the coverage that has to respond.
Participant and guest safety: Waivers, statutory equine protections, signage and supervision evaluated together.
Valuation: Purchase, performance and breeding values documented for mortality coverage.

Mortality and major medical claims require prompt veterinary documentation and carrier notice.
Rider injuries test releases and statutory protections; records made at the time matter.

The Duncan Approach

Where we focus within this practice reflects what tends to matter most to the market and to the operation itself.

Care, custody and control: Boarding agreements, releases and custody terms reviewed against the coverage that has to respond.
Participant and guest safety: Waivers, statutory equine protections, signage and supervision evaluated together.
Valuation: Purchase, performance and breeding values documented for mortality coverage.

The Duncan Difference

Related RiskThoughts

Industry intelligence covering equine & equibusiness is in preparation. RiskThoughts is our research and market-intelligence publication.

Tell us about your organization, your current insurance program and what prompted you to take another look.