Guides & Outfitters

Hunting and fishing guides, outfitters, lodges, and outdoor recreation and guest operations.

Understanding the risk

Guided operations take clients into remote environments with firearms, watercraft, horses, vehicles and weather in play.

Land leases, permits and client agreements set obligations that the program must satisfy.

Who we work with

Coverages frequently involved in these programs. Structure depends on the operation.

Risk management

Client agreements: Releases, disclosures and statutory protections reviewed with the operation's activities in mind.
Permits and leases: Land-access and agency insurance requirements reconciled with coverage.
Field safety: Firearm, water, horse and emergency procedures documented for underwriters.

Client injuries in remote settings require quick notice and careful documentation.
Lease and permit requirements often dictate additional insured and limit needs after a loss.

The Duncan Approach

Where we focus within this practice reflects what tends to matter most to the market and to the operation itself.

Client agreements: Releases, disclosures and statutory protections reviewed with the operation's activities in mind.
Permits and leases: Land-access and agency insurance requirements reconciled with coverage.
Field safety: Firearm, water, horse and emergency procedures documented for underwriters.

The Duncan Difference

Related RiskThoughts

Industry intelligence covering guides & outfitters is in preparation. RiskThoughts is our research and market-intelligence publication.

Tell us about your organization, your current insurance program and what prompted you to take another look.