Public Sector, Municipal & Education
Cities, counties, special districts, schools and public entities with broad public liability and property.
Understanding the risk
Public entities manage infrastructure, law enforcement, employees and public property under statutory and budgetary constraints.
Schools add student safety, athletics and transportation.
Who we work with
- Cities and counties
- Special districts
- K-12 and higher education
- Public authorities
Insurance solutions
Coverages frequently involved in these programs. Structure depends on the operation.
- Public officials liability
- Law enforcement liability
- Property
- General liability
- Auto
- Workers' compensation
- Cyber
- Educators legal liability
Risk management
Beyond placement.
- Public property and infrastructure
- Schedules, valuation and maintenance programs reviewed.
- Employment and governance
- Policies and procedures evaluated alongside public officials coverage.
- Student and public safety
- Supervision, facilities and emergency planning documented.
Claims & loss control
Claims Management & Advocacy- Public entity claims often involve statutory notice and procedural requirements.
- Cyber incidents increasingly affect public operations; response planning matters.
The Duncan Approach
The same discipline, applied to public sector, municipal & education.
- 01
Understand
RiskDiagnostic
- 02
Map
Risk Mapping
- 03
Improve
RiskGuard
- 04
Position
Underwriting & Premium Negotiation Strategy
- 05
Transfer
Marketplace Execution
- 06
Manage
Ongoing Risk Management
Where we focus within this practice reflects what tends to matter most to the market and to the operation itself.
- Public property and infrastructure
- Schedules, valuation and maintenance programs reviewed.
- Employment and governance
- Policies and procedures evaluated alongside public officials coverage.
- Student and public safety
- Supervision, facilities and emergency planning documented.
The Duncan Difference
Related RiskThoughts
Industry intelligence covering public sector, municipal & education is in preparation. RiskThoughts is our research and market-intelligence publication.
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Speak with a risk advisor.
Tell us about your organization, your current insurance program and what prompted you to take another look.