Non-Profits & Affinity Groups

Charities, foundations, associations and affinity groups with boards, volunteers, events and member programs.

Understanding the risk

Non-profits balance mission and limited resources while carrying governance, volunteer, event and funding-contract exposures.

Affinity groups and associations may also sponsor member insurance programs.

Who we work with

Coverages frequently involved in these programs. Structure depends on the operation.

Risk management

Governance: Board practices and bylaws reviewed against D&O and employment coverage.
Volunteers and events: Screening, supervision and event contracts documented.
Grant and funding requirements: Insurance obligations in grants and agreements reconciled with the program.

Employment claims are the most common management liability claim; policies and records matter.
Event injuries test contracts and additional insured arrangements.

The Duncan Approach

Where we focus within this practice reflects what tends to matter most to the market and to the operation itself.

Governance: Board practices and bylaws reviewed against D&O and employment coverage.
Volunteers and events: Screening, supervision and event contracts documented.
Grant and funding requirements: Insurance obligations in grants and agreements reconciled with the program.

The Duncan Difference

Related RiskThoughts

Industry intelligence covering non-profits & affinity groups is in preparation. RiskThoughts is our research and market-intelligence publication.

Tell us about your organization, your current insurance program and what prompted you to take another look.