Aerial view of a water treatment plant with clarifier tanks

Waste, Water, Recycling & Environmental

Waste haulers, recycling facilities, water and wastewater operators, and environmental contractors.

Understanding the risk

These operations combine heavy fleets, processing equipment, fire exposure and pollution risk.

Municipal contracts and regulatory obligations set demanding insurance requirements.

Who we work with

  • Waste haulers
  • Recycling facilities
  • Water and wastewater operators
  • Environmental contractors

Insurance solutions

Coverages frequently involved in these programs. Structure depends on the operation.

  • Pollution liability
  • Commercial auto
  • Property and equipment
  • General liability
  • Contractors pollution
  • Workers' compensation
  • Umbrella and excess
Commercial Insurance

Risk management

Beyond placement.

Fleet safety
Route, driver and vehicle controls documented.
Fire prevention
Recycling and processing fire controls reviewed with property markets.
Environmental compliance
Permits, site conditions and contracts matched to pollution coverage.
Risk Management

Claims & loss control

Claims Management & Advocacy
  • Fire losses at recycling facilities are severe; prevention and documentation matter.
  • Pollution incidents require immediate response and regulator coordination.

The Duncan Approach

The same discipline, applied to waste, water, recycling & environmental.

  1. 01

    Understand

    RiskDiagnostic

  2. 02

    Map

    Risk Mapping

  3. 03

    Improve

    RiskGuard

  4. 04

    Position

    Underwriting & Premium Negotiation Strategy

  5. 05

    Transfer

    Marketplace Execution

  6. 06

    Manage

    Ongoing Risk Management

Where we focus within this practice reflects what tends to matter most to the market and to the operation itself.

Fleet safety
Route, driver and vehicle controls documented.
Fire prevention
Recycling and processing fire controls reviewed with property markets.
Environmental compliance
Permits, site conditions and contracts matched to pollution coverage.

The Duncan Difference

Related RiskThoughts

Industry intelligence covering waste, water, recycling & environmental is in preparation. RiskThoughts is our research and market-intelligence publication.

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