Dealers, Distributors & Manufacturers
Equipment and vehicle dealers, wholesale distributors and manufacturers with product, inventory and supply-chain exposure.
Understanding the risk
Products liability, recall, inventory values and supply-chain dependency concentrate risk in ways a standard package does not address.
Contracts with suppliers and customers often decide who ultimately pays for a loss.
Who we work with
- Equipment and vehicle dealers
- Wholesale distributors
- Light and heavy manufacturers
- Importers
Insurance solutions
Coverages frequently involved in these programs. Structure depends on the operation.
- Property and business interruption
- Products and completed operations
- Product recall
- Dealers open lot
- Cargo and inland marine
- Commercial auto
- Workers' compensation
- Umbrella and excess
Risk management
Beyond placement.
- Product and contract risk
- Vendor agreements, indemnities and certificates reviewed against where products are made and sold.
- Inventory and values
- Seasonal fluctuation, reporting forms and location values tested before a loss.
- Supply-chain dependency
- Contingent business interruption exposures identified and quantified.
Claims & loss control
Claims Management & Advocacy- Product claims can surface years after sale; records and contract terms determine defense options.
- Inventory and theft losses depend on accurate reporting and documentation.
The Duncan Approach
The same discipline, applied to dealers, distributors & manufacturers.
- 01
Understand
RiskDiagnostic
- 02
Map
Risk Mapping
- 03
Improve
RiskGuard
- 04
Position
Underwriting & Premium Negotiation Strategy
- 05
Transfer
Marketplace Execution
- 06
Manage
Ongoing Risk Management
Where we focus within this practice reflects what tends to matter most to the market and to the operation itself.
- Product and contract risk
- Vendor agreements, indemnities and certificates reviewed against where products are made and sold.
- Inventory and values
- Seasonal fluctuation, reporting forms and location values tested before a loss.
- Supply-chain dependency
- Contingent business interruption exposures identified and quantified.
The Duncan Difference
Related RiskThoughts
Industry intelligence covering dealers, distributors & manufacturers is in preparation. RiskThoughts is our research and market-intelligence publication.
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Speak with a risk advisor.
Tell us about your organization, your current insurance program and what prompted you to take another look.